Sovereign AI for modern lending.
Synapze is the data intelligence fabric that plugs into the systems lenders already run, Headless LOS, Headless LMS, and onboarding, unified by sovereign AI. It fits your stack, stays inside your walls, and pays for itself in under six months.
Your existing stack
The problem
Lending can't keep up with AI.
The AI options on the table are all wrong for regulated, mid-market lenders.
Trapped in the core
Lending workflows are buried inside legacy core banking systems. Multi-year change windows leave no room to ship AI.
Incumbents move too slowly
The big LOS and LMS vendors ship features on 18-month cycles. The AI is bolted on, not native.
GenAI doesn't fit
Cloud-only, US-centric, and locked into heavyweight enterprise contracts. The wrong shape for regulated lenders who need data to stay home.
5%
Fewer than 5% of regulated lenders have deployed meaningful AI automation. That gap is where we work.
The insight
Lenders don't need another platform. They need a fabric.
You already own your core, LOS, LMS, and CRM. Ripping them out is a non-starter. What you need is a thin data intelligence fabric that runs alongside your stack and ships AI workflows in weeks, not years.
Rip and replace
18–36 months
The Synapze fabric
12 weeks
Time to first workflow live
The platform
Three modules. One fabric.
Origination
Headless LOS
AI-native loan origination via API. Document extraction, KYC, decisioning, and underwriting, plugged into your existing portal and core.
Learn more →02Servicing
Headless LMS
Loan servicing as a service. Covenant monitoring, payments, collections, and restructuring, surfaced into your CRM or core.
Learn more →03Onboarding
Onboarding
Customer and borrower onboarding in minutes. Document capture, identity, AML, and signature, embedded in your channel.
Learn more →How it works
The fabric sits alongside your stack.
One API surface. Sovereign AI inside your perimeter. No rip-and-replace, deployed in 12 weeks with no core migration.
The lending journey
STEP 01
Onboarding
Identity, KYC, application intake
STEP 02
Origination
Decisioning, underwriting
STEP 03
Servicing
Payments, covenants
STEP 04
Collections
Restructuring, workouts
Verify
Decide
Monitor
Predict
Deployed in 12 weeks. No core migration.
93%+
Model accuracy
After fine-tuning on your data
12 wks
To first workflow live
No core migration required
20×
Lower cost than cloud AI
Fixed cost - you own the model
<6 mo
Payback period
ROI proven in a pilot
Why now
The window is open, for about 24 months.
Three forces are converging on lending at once. The lenders that move first will set the pace for the rest of the decade.
01
Regulation forces sovereign AI
The EU AI Act lands August 2026. High-risk lending models must be explainable, auditable, and run inside the lender's perimeter.
02
AI-native lenders pull ahead
New entrants close loans in days, not weeks. Mid-market lenders need AI in their stack now, or lose the next refi cycle.
03
Incumbents can't ship fast enough
Buyers want a fabric they can deploy in 12 weeks, not a three-year platform swap.
Use cases
Sovereign AI for regulated industries.
Lending is the proof point. The same fabric serves any regulated, document-heavy workflow.
Banking & Lending
Loan origination, servicing, and onboarding for banks, credit unions, and NBFCs.
Explore →Pharma & Life Sciences
Regulatory document processing, clinical data extraction, and compliance automation.
Explore →Insurance
Claims processing, underwriting, and fraud detection across document-heavy workflows.
Explore →Proof
Real deployments. Replicable results.
Not pilots for the sake of pilots, production work at banks and lenders across three regions.
Top CEE bank
Loan origination and loan contract generation.
Credit union / bank
Transaction monitoring in production; onboarding underway.
Private bank
Loan origination for consumer applications.
Community bank
Loan management: ticklers and covenant updates.
Loan aggregator
Lending lifecycle management.
BaaS bank
Onboarding delivered as a platform service.
Client identities withheld for confidentiality. References available under NDA.
Get started
Start with a one-model pilot.
A 30-minute discovery call, a no-obligation ROI assessment, then a pilot on a single process. Prove it works before you commit.
No GPU procurement · No core banking disruption · Live in 12 weeks
