Platform/Module 01
Headless LOS

AI-native origination, without replacing your LOS.

Synapze is not a platform you migrate to. It is a fabric that plugs into the LOS you already run, adding document extraction, KYB, decisioning and underwriting, typically live within 12 weeks and with no core migration.

10×

Lower cost per application

$2K down to $200

95%+

Model accuracy

After fine-tuning on your data

12wks

To first workflow live

No core migration

<6mo

Payback period

60–70% ROI

What it does

Underwriters decide. TinyAI does the rest.

01

Document extraction

Structured and unstructured data from payslips, bank statements, financials and contracts, with a confidence score on every field.

02

KYB and verification

Third-party database checks and automated validation against application fields, removing siloed lookups.

03

Risk rating

Deterministic scoring trained on your own book, with per-token attribution behind every grade.

04

Auto-underwriting

Policy rules and thresholds applied the same way every time, producing one structured decision.

05

Exceptions to people

Low-confidence and edge cases are flagged for underwriter review, with the reasoning attached.

06

Write-back

Results flow into your existing LOS, core and DMS through one API surface. Nothing to migrate.

See it work

One reviewer. Every flag already traced.

A retail purchase financing desk running on TinyAI. Applications arrive classified and checked for completeness. The reviewer opens a case to a filled risk matrix, with every red flag boxed on the original document.

  • KontoauszugRücklastschriften and Inkasso payments found and boxed
  • PayslipNetto, brutto and Lohnpfändung checked against the bank statement
  • OverrideReviewer ID and reason required, logged in the audit trail
Book a walkthrough →
Purchase Financing Desk
Demo data. 80 seconds, no sound.
Comparison

Synapze vs. a standalone AI-native LOS.

Synapze Headless LOSStandalone AI-native LOS
DeploymentPlugs into your existing LOS and core, no migrationTypically requires migrating origination workflows to a new platform
Data residencyRuns inside your infrastructure and perimeterUsually cloud-hosted, often US-based
Time to liveAround 12 weeksVaries, longer if replacing core workflows
Best fitRegulated, mid-market lenders that need data to stay in-perimeterLenders open to adopting a new origination platform outright
Questions

Frequently asked.

What is the best AI loan origination system for a regulated bank that can't migrate its core?
For banks and credit unions that need to keep AI models inside their own infrastructure rather than migrating to a new cloud platform, Synapze's Headless LOS adds AI-native document extraction, KYB, decisioning and underwriting to the existing LOS and core, typically live within 12 weeks with no core migration.
What's the difference between a headless LOS and a traditional LOS?
A traditional LOS is a standalone platform you migrate origination workflows onto. A headless LOS is a thin, API-first layer that adds AI capability to the LOS and core you already run, without replacing them.
Get started

Start with a one-model pilot.

A 30-minute discovery call, a no-obligation ROI assessment, then a pilot on a single process. Prove it works before you commit.

No GPU procurement · No core banking disruption · Live in 12 weeks