Platform/Module 02
Headless LMS

AI loan servicing without a new system of record.

Covenant monitoring, collateral tracking, payments, collections and restructuring, automated and surfaced into the CRM or core you already use. No new LMS to learn, migrate to or run in parallel.

What it does

Every loan, every day.

Move from reactive to proactive portfolio management. TinyAI watches the whole book and routes what matters to your team, inside the tools they already use.

01

Covenant monitoring

Financial covenants read from contracts and checked against each new set of financials, with breaches flagged early.

02

Automated ticklers

Insurance renewals, overdue financials and waiver deadlines raised automatically, so nothing slips.

03

Collateral tracking

Anomaly detection across repayment, collateral values and borrower behaviour.

04

Payments and collections

Early-warning signals and collections workflows triggered before a loan becomes a problem.

05

Contract generation

Loan contracts generated from structured data, consistent with your templates and policies.

06

Audit trail

An audit record for every AI decision, ready for regulatory examination.

From signal to action

Four steps, fully traced.

01
Ingest

Read the file

Contracts, financials, payments and collateral data from your core and DMS.

02
Monitor

Check continuously

Covenants, collateral values and repayment behaviour, on every loan.

03
Flag

Raise the tickler

Breaches and early warnings land in your CRM with the evidence attached.

04
Act

Your team decides

Waivers, restructuring or collections, with a full record of why.

100%

Decisions audited

Every alert carries its reasoning

12wks

To first workflow live

No new servicing platform

0

New systems of record

Works in your CRM or core

<6mo

Payback period

60–70% ROI

Questions

Frequently asked.

What is a headless LMS and how is it different from a loan servicing platform?
A loan servicing platform is a standalone system your team logs into. A headless LMS runs alongside your existing core or CRM and delivers AI-driven covenant monitoring, payments and collections workflows directly into the tools your team already uses, without a separate system of record.
What is the best AI loan management system for lenders that want to keep their existing core?
Synapze's Headless LMS is built for exactly this case. It adds AI to servicing, monitoring and collections without requiring a migration off the lender's existing core or CRM.
Get started

Start with a one-model pilot.

A 30-minute discovery call, a no-obligation ROI assessment, then a pilot on a single process. Prove it works before you commit.

No GPU procurement · No core banking disruption · Live in 12 weeks