Solutions/Banking and lending
Banking and lending

AI-native lending. Sovereign by design.

Loan origination, servicing and onboarding that run inside your walls. No data leaves your perimeter. No GPU required. ROI in under six months.

10×

Cost reduction

$2K down to $200 per application

95%+

Accuracy

After fine-tuning on your data

<6mo

Payback period

60–70% ROI

12wks

To production

No core migration

01 · Loan origination

Days to minutes.

Automate document extraction, validation and decisioning while keeping underwriters in control of exceptions.

  • Structured and unstructured data extraction from applicant inputs
  • Third-party database checks to eliminate siloed lookups
  • Automated validation against application fields
  • Exception flagging with confidence scores for underwriter review
Explore Headless LOS →
02 · Loan servicing

Continuous monitoring. Instant compliance.

Move from reactive to proactive portfolio management with AI that monitors every loan, every day.

  • Anomaly detection across repayment, collateral values and borrower behaviour
  • Automated ticklers, covenant tracking and insurance follow-ups
  • Loan contract generation from structured data
  • Audit trail for every AI decision
Explore Headless LMS →
03 · Customer onboarding

Weeks to days. Paper to digital.

KYC, KYB and AML compliance embedded into your customer journey. Onboarding time drops from days to hours, and cost per application from around $1,000 to under $100.

  • ID, passport and driver's licence extraction
  • Proof-of-address parsing and cross-reference
  • Risk scoring for fraud and AML indicators
  • BSA/AML and sanctions screening
Explore Onboarding →
Why Synapze for banking

Built for regulated lenders.

Banks can't move fast and break things. Synapze is sovereign AI that fits your existing infrastructure and proves ROI before you commit.

  • No core banking disruption required
  • Works with your existing loan origination system
  • Sovereign deployment: data never leaves your perimeter
  • Sub-300MB models run without GPUs
  • Full audit trail for regulatory examination
  • Measurable payback within six months
Get started

Start with a one-model pilot.

A 30-minute discovery call, a no-obligation ROI assessment, then a pilot on a single process. Prove it works before you commit.

No GPU procurement · No core banking disruption · Live in 12 weeks